Yea, I just got that same bull Sh-t message, there is no way anyone can take away your rights except the supreme court, by changing the Bill of Rights. What ever you do, do not give them any person information about you or fall for the give me your credit card number and for this amount we can take care of this problem for you and get all legal matters dropped. FACT, if you have not been served by any legal authority then there are no legal matters to be drop. Also I can tell you if you ever had a payday loan with anyone, I promise you that is how they are getting your information claiming there is a NSF check against your name and if you are good, you may even find out from where, it took me several calls to figure out that MYCASHNOW, which I did take a loan out some years back, has been sending out a made up NSF with all my information saying I owe them 200.00 dollars and interest for a NSF back in 2011. Fact, my bank does not think so. And MyCashNow takes money you owe them out of your bank account. I have all my statements and records. That is how they are trying to scram you.
While there is always that possibility, the scammers are getting info from people when they fill out the online forms now day's. There's also other methods they are gaining people's info as well. I always recommend that people do a search on their name and number and that any place such as spokeo that shows up, make them remove the info and make sure any and all settings with such places as forums, FB etc are set to private. Make sure your family members do so also. I found one place that lists possible relatives. :(
File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
I just got the same exact message. And this time I freaked out, ready to make payments. Not sure why this time I didn't use my head and smell this scam! Glad I googled the number and found this site!!
I'm glad you did, too. 800notes.com is the best one for this kind of thing, and it's absolutely free. If anything else, it will give you some peace of mind!
Glad you are smarter than I was! I fell for this crap twice a couple years ago and finally woke up when I never got the promised documentation in the mail. It took me nearly $1,200 before I got smart. Unfortunately they think I'm an easy target now, but whatever. I ignore the calls.