So got a call on my cell. Came up no caller id sent it to voice mail. Guy said his name is joe and he has sealed documents for me and he will be at my job between 12-5 tomorrow or my home. But I can call 201-608-0057 to stop the action. All I have to say is bring it on I owe no one I have been sued in civil court before this is not how it works. Stupid people.
The above number keeps calling me and stating that I am basically going to jail for not paying a pay day loan I never took out they are illegal in New Jersey which is where I am from they call them selves mediation holdings (litigators) or civil something not sure I always hang up. Other numbers they have called from are
201-380-4782
405-673-2727
973-679-6952
201-812-2090
I just want these calls to stop every time a new number calls I just block it but it is getting really annoying can anything be done.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
So got a call on my cell. Came up no caller id sent it to voice mail. Guy said his name is joe and he has sealed documents for me and he will be at my job between 12-5 tomorrow or my home. But I can call 201-608-0057 to stop the action. All I have to say is bring it on I owe no one I have been sued in civil court before this is not how it works. Stupid people.