I got an e-mail yesterday saying the alleged loan was charged off but would i pay the alleged loan anyway.  I e-mailed three times yesterday and one time today giving them a deadline to send the information by e-mail or they would be in default of this alleged loan. They have called my cell phone several times asking me to call back.  I won't since i flat out told them that if i didn't get what i needed by a certain time, I owed them nothing.  it is like if i owed them something they would send me proof and the address of where to send the money.  They also say it is charged off so why do they keep calling.