Ive been receiving odd phone calls from this number as well. This morning i got tired if the calls every other day so I called the number back. I got a recording, said press 6 to remove my number so i pushed 6 which took me to a operator. I told her to add my number to the DNC list, she asked if my name was Mary something, then thats when i found out whoever had this number before i switched companies is probably in credit debt and its a collector. Needless to say i told her i better not get anymore calls or will talk to my attorney
Berks Credit & Collections, well known to break all Federal and State collection laws. No doubt they have dinged your credit report already, they collect a lot of medical debt, not sure what else they collect. But because they talked to you and because it is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid, they must now do this:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
They might not because they don't want you to know your rights, but in any case this should be your next step:
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two agencies where you should report their criminal activities.
BERKS CREDIT & COLLECTIONS AKA AR LOGIX
Posted in: http://800notes.com/Phone.aspx/1-267-225-9589
http://800notes.com/Phone.aspx/1-610-916-7261/2
http://800notes.com/Phone.aspx/1-201-685-8600/2
Web page for AR Logix gives a PO Box for an address: http://www.arlogix.com/contact-us/
BBB gives them an F with 64 complaints and 3 negative reviews (BBB removed 28 complaints and they still have an F rating): http://www.bbb.org/washington-dc-eastern-pa/b ... ng-pa-50001890/
Bizapedia lists this Dept. of State info:
Company Name: BERKS CREDIT & COLLECTIONS, INC.
File Number: 2557652
Filing State: Pennsylvania (PA)
Filing Status: Active
Filing Date: December 7, 1993
Company Age: 22 Years
Company Contacts
ANTHONY F. CARABELLO
President
P 0 Box 329
Temple, PA 19560
View Nationwide Phone Book Listings For Anthony Carabello
DENISE JONES
Treasurer
View Nationwide Phone Book Listings For Denise Jones
Company Name: AR LOGIX, INC.
File Number: 4068032
Filing State: Pennsylvania (PA)
Filing Status: Active
Filing Date: November 17, 2011
Company Age: 4 Years, 1 Month
Other complaints:
http://www.creditinfocenter.com/community/top ... -hospital-bill/
http://ficoforums.myfico.com/t5/General-Credi ... ow/td-p/1660724
http://www.creditinfocenter.com/community/top ... nd-collections/
http://www.creditreportproblems.com/Berks_Credit_Collections.htm
For a good laugh listen to their YouTube video: https://www.youtube.com/watch?v=4Su0cFVLJPI
Looks like they get sued a lot:
https://casetext.com/case/saunders-v-berks-credit-collections-inc
https://www.pacermonitor.com/public/case/9349 ... ollections,_Inc
https://www.pacermonitor.com/public/case/8723 ... OLLECTIONS,_INC
https://dockets.justia.com/docket/pennsylvania/paedce/5:2009cv02717/307992
https://dockets.justia.com/docket/pennsylvania/paedce/2:2015cv01042/501631
http://www.law360.com/cases/51100cfd92015a78f5004462
http://www.law360.com/cases/55f1da4129116b20f5000001
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
As well as the PA AG’s Office: https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/
Called on 4/3 after calling several times, asked for Date of Birth (uhh no). Hung up on them after they told me they couldn't tell me what they needed the information for. Block this number, sounds like a scam.
This number keeps calling and today asked for my date of birth and would not identify themselves saying they were calling about a private matter and due to security reasons could not say who they were.