We received 4 calls from this number in 20 minutes! Every time I answered, an automated woman's voice told me they had a call for my number, please wait while I transfer you. Ok, I waited, and "she " told me I was to keep holding. I did, only to be told that the transfer couldn't be completed, "she" would call back! If it calls back, there better be a live person on the other end!
u guys are stupid - its not a scam its your friggen debt - own up to it and face it instead of complaining because theyre tring to help u get it resolved
ur lucky credit companies buy the debt off before its directly placed on ur credit score
and there are diff numbers and area codes because they use different lines for different departments
aka cibc, td, canadian tire, rogers, fido, capital one, scotiabank etc
and the letters from global or natale arent anything false - it says POTENTIAL law suits it doesnt threaten u [***]
so pick up the calls retards and pay your bills.
*Yawn* another incompetent bill collector is having a bad day in the boiler room -- hey, at least when you're spewing toxic waste on this site, you're not engaging in illegal debt collection practices on the phone!
Cathy just proved herself to be immature and uneducated, therefore completely invalidating her post. Who goes around swearing at people and calling them names ?? Especially while hiding behind the anonymity of the internet? Well, besides high school kids who just don't know any better that is. The funniest thing is, she has no idea as to the circumstances of each case, or even as to the identity of the other posters, thereby making us wonder as to what grounds she is basing her accusations of the posters being "stupid" and "retards".
To Cathy: If you wish to make a point, and have it actually listened to, and not just have people laugh at you in return, study up on grammar, ethics, and... well, there's not really a course for wisdom or maturity, but perhaps your parents can help you in that matter. If not, I'm sure you will gain wisdom and maturity as you grow up. In the meantime, a good trick I always tell my students, stop and think, and observe your point from all points of view, before expressing your opinions. Especially if you're opinions are expressed in writing!
If you're actually a grown-up, then that's just sad as it expresses potential flaws with the Canadian education system. If you happen to work for one of these firms, as some suspect you do, then you've just under-minded your whole organization! Not to mention the potential liability of calling people "retards", as that could be interpreted as grounds for a lawsuit by members of our mentally handicapped society. (Hence why it is important to think before you speak!) However, on that note, I suspect you don't work for a collection agency, since you don't seem to grasp the legalities and regulations with credit, as regulated by our government (in regards to your comment about "buying the debt off before it's directly placed on your credit score".)
On a side-note, to anyone reading, a debt cannot be "bought off", since the original agreement is signed between the debtor and the debtee, and cannot be transferred by either parties without the expressed consent from both parties, under Canadian law. Yes, companies do "buy off" debts from creditors, at a discount, since they hope that the debtee will not be aware of his or her rights, and will end up paying the face value of the debt to the third-party. If you have a debt that has been "bought off", just send a cease and desist order by registered mail to the company in question, clearly explaining that there is no binding agreement between you and that company, and they will have no choice but to stop calling. If they persist, you can then seek legal action against them.
Good luck in life! And Cathy... if you've read this, I hope it taught you a little wisdom.
PS: Yes, I'm aware that "debtee" is not an actual word lol!
No, they are trying to get money they could care less about helping you. What kind of idiot would choose debt collection as a career?
Maybe the same kind of idiot who spells like the quoted poster.