I called back the number. It is "Consolidated Credit". A debt consolidation company for Canadian customers looking for debt consolidation and reduction of past due credit cards and unsecured loans. I had made an on line inquiry into this company months ago and they have called none stop! They call from 1-800 numbers, 514 (my Montreal area code) and now this 201 in NJ. I have sent them emails requesting that they stop calling and emailing me as I do not require their service but they keep calling and emailing. I have reported them to the BBB also.