It's come company called "Credit Card Services". They are total scammers. They told me they could lower my interest rate. I said, "Oh yea, how are you going to do that... you aren't the ones offering me credit." They said something about working with 500 banks.
These idiots are scammers in the worst sense of the word! The last time they harassed us, they were trying to sell some kind of slimy "get rich quick" scheme that (I was supposed to believe) was going to make all our woes a thing of the past, while (yadda, yadda, yadda...)! Three times, I tried to them that we were/are on the local and national Do Not Call List(s), and, finally, told 'em that if they called again, I'd call the AG's office!
....Guess who's getting a call, first thing, Monday morning!