This is a collection agency that is known for buying old debt. They are not identified on caller id when they call. They also use several other numbers from all over the country. They collect on old debt. They have removed all negative remarks regarding their company from the internet to make it harder to identify them. Do not pay them until they have validated the debt. Nine times out of ten they will not be able to verify your debt because they will not have the original contract or documentation that was signed by you when you first opened the account. Also, make sure that the Statue of Limitations has expired. They cannot sue you in court for the money if the limitations have expired. The debt will still be yours and will always be there untill it is paid, but at least when you do pay it , it wont be to those fraudulant crooks.