Yes, they have to send you debt validation via the mail. Phone,fax or email are not legal. This email is a scam operation. You can turn the email over to the FBI's cyber crimes division @ ic3.
File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
Got an e-mail with this number. Said it was a law firm getting ready to take me to court for a payday laon from cashnet Advance. Had my bank and account number listed. Funny thing, there has been no business with cashnet advance, (called them myself--no record of me), and also, my account hasn't been overdrawn as letter states. Also looked up the law company's name, found the lawyer that signed this e-mail, number doesn't match the company or his. Why would lawyer send me an e-mail that starts with, "hope this finds you in good health"? Font is different sizes through out the e-mail, looks like form letter, badly filled out. Don't they have to notify you by mail, not e-mail? Considering I have no loan, no hx of overdraft to a loan I don't have, I do believe it is a scam and my bank account has been closed.
Yes, they have to send you debt validation via the mail. Phone,fax or email are not legal. This email is a scam operation. You can turn the email over to the FBI's cyber crimes division @ ic3.
File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
They emailed with this law offices info. saying i defaulted on a loan i never applied for nor received. Also that they were filing a lawsuit unless I contacted them. Supposedly he is with hogan lovell law firms and his name is michael williams.
Got this email today...automatic red flag...I never received a pay day loan in my life (I did apply for one but never accepted it). "Michael Williams" informed me that I would be subpoenaed for this lawsuit from CashNetUSA and I needed to obtain an attorney. The "loan" in question was supposedly from 6 months ago, when I didnt even apply for a loan until a couple weeks ago, which again, I never accepted. I questioned him repeatedly and he kept saying "this is real, this is serious". He said I can check his credentials on his website. I told him I was going to call the loan company and he said they would not speak with me because the account has already been turned over to him. Well, I did call the loan company and lo and behold, they told me he is a scammer. I called him back and called him out on his lies and he actually tried to play dumb! Kept asking "who is this? I am a lawyer". Nice try dude. I am embarrassed that someone even tried this [***] on me, and I spent an hour on the phone with my bank changing my account numbers. UGH will someone catch this guy already??