I also got a call for Patrick Costello said exact same thing to me. But he got me for over 3000.00 Scam but he called me form 602-559-8085 and407-690-0266
July 16, 2014
1. At 1:24 pm I received a phone call from a person identifying himself as Patrick L. Costello employee# 5069 (202)384-0593. He was representing Visa Corp in Washington DC. He asked me if I had applied for a visa card from my email address, around Nov 13, 2013. I told him I don’t know but I know I have applied for several cards. He stated his records show I was fraudulently denied as the person who processed my application put down I wanted 45,000 worth of credit but I had only requested $500 with an upper limit of no more than $15,000. The problem is even if I was denied they received a commission of $450 for processing. Mr Costello stated there had been an Internal Revenue investigation which showed this employee had done his to at least 37 people including me and that the Federal Regulatory told Visa they had to rectify the errors by contacting us offering us a credit card with the upper limit of $15,000. He went into great detail stating the terms of the Visa Card, also stating this is not coming from a bank. He stated for the first 60 days the card would be insured by AlState a fee of $359.02 to insure Visa I made all of my payments on anything I charged. He also went into great length explain $13,500 was the amount I could charge at 2.4% and could get 1,500 cash advance at 2.6%. The min. payments on each would be $35 until paid in full for a total of $70 per month if both entities were used.
Here is where the money out of my pocket comes. He first stated there would be a $1500 fee which after 60 days would revert back to me but if he waived that I had to pay $359.02 for the AlState insurance which would revert back to me after 60 days of clean credit. I told him I neither had the $1500 or the $359.02. He called someone who he stated said he could get the $1550 waived and lower the $359.02 to $200.00. During this conversation off and on he said we were being recorded. Whatever my decision I would receive a FedEx on July 17, 2014 between 1:00 pm and 5:00 pm with a Federal Voice Print, Letter explaining what had happened and a Visa Card, a Quality Control call to see if I was satisfied with his performance plus an email with the links so I could hear our conversations . After 1hr 55 min 26 seconds I told him I had to think about it.
2. At 3:59 pm Patrick L. Costello he called back at that point he asked me if I want the Visa card. I said okay as after 60 days I would get my $200 back. He then told me I was being recorded and proceeded to ask me question to which my response was to be yes or no. After that process he gave me 4 different codes along with instructions on how to process my Alstate Insurance obligation. Mr. Costello who said, he was from Harlem, went to Morehouse and his wife had twins two days ago, gave me instruction to go to Walmart before I entered call him. This took 26 min 30 sec.
3. At 4:53 he called to see if I had left. At that point I told him I tried to research if this was a scam of which I kept asking him. He became upset telling me I had stated on a tape I would comply and would be in trouble with the Federal Regulatory if I didn’t continue. Not thinking clearly I agreed to go to Walmart.
4. At 5:08 pm. I called him when I was inside Walmart. He was distressed when I told him I was inside but he told me to get a form which was red and blue that stated send money from Walmart to and Individual. This form was not out so it took some time to get the right form but he stayed on the phone. He told me previously I had to use a debit card but when I was at Walmart I told him I was going to use a credit card but he told me it had to be a debit card. I told him there wasn’t that much in my account he then said as this was a ‘Voided transaction’ he would reduce it to $120.00. After the Walmart transaction he asked for the Reference Order number. After giving it to him he stated I would receive a phone call in 30 min along with the email. This was a 20 min 32 sec conversation.
5. From 5:52 to 7:56 pm I called 9 times as I had not received neither a phone call nor an email. Each time I got a message stating leave a message for VMC Direct but then was told that mailbox was full.
6. At 11:14 pm I texted Mr. Costello stating I had not heard from either him or Quality Control or received an email.
7. July 17, 2014 at 10:55 am I sent another text asking for the information.
8. At 11:19 am I received a call from Mr. Costello stating he had become ill and had to go to the hospital and got in the office late. He stated he tried to process y order but need something else in the way of payment for some obscure reason. I told him I wanted my $120.00 back. He stated if I did that then the card which was supposed to arrive via FedEx between 1:00 pm and 5:00 pm would be voided. I told him fine I wanted my money back. He said okay he would process and call me in 30 min on how to obtain my funds.
9. At 5:27 pm I sent another text to Mr. Costello stating I had neither received a phone call from him or anyone else nor did FedEx deliver anything to us.
10. At 7:09 pm tried calling got a prompt to leave a message for VMC Direct but then was told that mail box is full.
IF ANYONE ELSE RECEIVES THIS CALL IT IS A SCAM.
I also got a call for Patrick Costello said exact same thing to me. But he got me for over 3000.00 Scam but he called me form 602-559-8085 and407-690-0266