Denver, Co
7/21/ 2015
A Mrs. Hart called me saying I had acquired a loan through a check loan place. Which I had a year ago. Mrs. Hart proceeded to tell me I owed a total of 400.00. I told her I had tried to clear this up. She then stated that I need to make the full payment. When I told her I didn't have that amount she stated that I would need to contact family and friends. I told her I nor my family have that, and I do not owe that much. She stated it would cost me two to four thousand more in legal and court cost. I told her OK. I'm tired, sick, and do what she do. She stated that I would be arrested, the next day if I didn't comply and the sheriff in my state would contact me. I said OK after another minute of her also telling me two addresses where I resided. One six years ago and one earlier this year. My Daughter got on the phone, told her she would not allow me to go to jail especially with my heart problems, and other medical issues.
We hung up. Then someone from the Sheriff's department called me, told me I had 30 minutes to turn myself in. I was crying, very upset, started having heart palpitations, and told him more likely not for two hours. He hung up. My Daughter called that number back and told the person who answered what happened. Was told, they do not do this. They also demanded two hundred dollars by the 17th, and the rest at another date. A Joseph Carter called saying call him back to get my payment set up on a diversion payment?????. All in all. They haven't sent a letter, or anything. I have been threatened with jail time, and basically wanting personal information .
The number is 202-545-6757 and 202-545-6754. that I was contacted from. When the 202-545-6754 number is called, an Alex Saintclair, is the voice mail.
I had this number call me 6 times on my cell number and even went as far as leaving a message on my voice mail.
They claimed they have been trying to get in touch with me for the past 14 days .Stating I wrote a bad check .
I call the number back , they first transferred me, lost the call.So I called back wanting to know what all this was about. Mrs. Hart told me I wrote a $500.00 check back in 2012 to Check into Cash, which is a lie.Never have wrote one this big due to I can`t and paid off the one I wrote with them way before the year 2012.
Also claiming I had the phone number I have now for years, another lie.
I didnt even have a cell phone back in 2006.
But she still claim this Bad check was written in 2012
She then went on to tell me I lived somewhere now which I dont.And when I lived their it was in 2007.
She keep telling me that they were getting a warrant sign on me in my county and I would be going to jail and then I would have to pay back $39,000.00.I keep telling her I never wrote a check in this amount to that place, and all er information was wrong.She even had me crying at one point. But also before I called this Mrs. Hart she had called my mother telling her all my personal business which is against the law.Which comes under my privacy Act.I can sue them for this
But before I hung up she told me if I could go to Wal Mart and get a money gram for the amount of $1,187.52 they would close the account and I would never be bother again.
I have talk to my lawyer and also my bank. This is scared seam to get me scared and since their is never been a bad check go through my bank for the amount of $500.00 nor has my account ever been closed , they are trying to scam an old person for money.
This is a company with two different names
1. Saint Clair Law Firm
2. Parker and Mckineze
She told my mother they would work with me and when I got her own the phone they went to making demands on me, telling me I would lose my SSD check and be in jail for the rest of my life.
She would never work with me
Also before I hung up she gave me her name again telling me she would be in this office
I have everything wrote down and if they call me one more time , I will be sueing them.
The only people who could touch your SSD check would be the AIRS for taxes or a student loan, or the court for court ordered payments such as child support. No one goes to jail in this country for civil debt, and certainly not for life over it. These are scare tactics used by criminals attempting to extort money from you:
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Denver, Co
7/21/ 2015
A Mrs. Hart called me saying I had acquired a loan through a check loan place. Which I had a year ago. Mrs. Hart proceeded to tell me I owed a total of 400.00. I told her I had tried to clear this up. She then stated that I need to make the full payment. When I told her I didn't have that amount she stated that I would need to contact family and friends. I told her I nor my family have that, and I do not owe that much. She stated it would cost me two to four thousand more in legal and court cost. I told her OK. I'm tired, sick, and do what she do. She stated that I would be arrested, the next day if I didn't comply and the sheriff in my state would contact me. I said OK after another minute of her also telling me two addresses where I resided. One six years ago and one earlier this year. My Daughter got on the phone, told her she would not allow me to go to jail especially with my heart problems, and other medical issues.
We hung up. Then someone from the Sheriff's department called me, told me I had 30 minutes to turn myself in. I was crying, very upset, started having heart palpitations, and told him more likely not for two hours. He hung up. My Daughter called that number back and told the person who answered what happened. Was told, they do not do this. They also demanded two hundred dollars by the 17th, and the rest at another date. A Joseph Carter called saying call him back to get my payment set up on a diversion payment?????. All in all. They haven't sent a letter, or anything. I have been threatened with jail time, and basically wanting personal information .
The number is 202-545-6757 and 202-545-6754. that I was contacted from. When the 202-545-6754 number is called, an Alex Saintclair, is the voice mail.
The caller is a major LIAR!!! None of what she told you will happen AND she has violated several laws!!!
Red flags -
1. NOT from the sheriff's department - illegal
2. Pay NOW
3. You will NOT go to jail (even if you did owe) - also illegal to make threats
(Did you note a Washington DC area code but located in Colorado??)
IF they call again--Demand WRITTEN proof of this "debt" that is MAILED (post office) to you. They then have days to comply re: the FDCPA. Expect excuses and more meaningless threats but no letter - that could be mail fraud!!!.
Phone calls, emails & texts mean NOTHING. The official (only) way to notify you is the proof I mentioned before. I will also suggest you contact your state attorney general's office with the information you posted here. There is a link a few posts above yours.