Brenda,
Don't worry about it. It is a total scam. The are being very aggressive to make you feel uncertain and insecure. Let them know you know they are a scam. They break every rule in the book. They don't care, because the are probably calling from India. They distort the truth every step of the way to keep you intimidated and confused so don't try to reason with them. They are extortionist. The bottom line is they want you to send them money. They can't take anyone to court because then they would have to expose themselves, and to begin with their claims are baseless. They do have your personal information. They either got a payday cash loan company to sell them your application, or they hacked into applications, or they set up a fake payday loan application of their own to get your information, but never give out loans. There are hundreds of different blogs about them on the internet. They try to terrorize you by calling all the time. Just remember give them no money and confirm no information. You don't even have to talk to them. They will just threaten you more and more about arresting you, taking you to court etc.... Don't worry it won't happen and it is a scam. I would report them to your local DA or AG. There is no Federal Government of Crime and Prevention. You can tell he isn't American because he refers to himself as Officer Steve with no last name.
The video is hilarious. Obviously fraud! When the man says it is not his debt, instead of trying to help him confirm it, he says they are submitting the evidence to county court to which the man wishes they would. Obviously, they can't go to court because they would have to reveal who they really are. Also they didn't mention anything about mailing him a FDCPA mandated form to contest his debt in which they reveal the original loan company and account #
On my answering machine, states his name is Officer John from the Federal Government of Crime and Prevention (Talks poor english with an accent from India). Says there is a legal side against me. Gave the last four numbers of my social security number. Says if I don't call in 24 hours arrest proceedings will start against me.
I googled Federal Government of Crime and Prevention, and there is no such place.
DH has been getting calls from officer Jason at the same place. Similar accent as you describe. I *67 and called back. They refused to give their website or any way to verify who they are until I confirmed personal info. I asked why I would give that info when they have done nothing to versify themselves to me. To which they claimed to work under DPA???? and were not allowed to give this info by phone . I said thank you and hung up.