my skinny notes:
Michael Haynes & Associates LLC aka Haynes Mediation Group (spelled with a 'y')
HQ in Seekonk, Mass, footprint in nearby Providence RI
Halzel is merely one of its foot soldiers.
May either spoof a Texas number or hire a call center there. For some reason they have a Florida LLC registration
Traffics primarily in junk debt, known for privacy breaches, making "nearby" neighbors and relatives pass notes to alleged debtors, refusal to validate, bogus court threats.
Once in a while I'd see them listed as plaintiffs, but I get the impression that their own disregard for a person's rights can defeat them. They do apparently work commercial accounts but I've seen nothing suggesting exclusivity.
Keep getting calls on a debt that I don't owe they claim to be from Leonard Halzel or Hanes and Associates. The debt they claim is more than10 years old. Bottom feeders and frauds
Unless you live in Wisconsin or Mississippi ther is no SOL on the actual collection of debt, only on the ability to sue. There is at least one state with a 15 year SOL. But since they have either talked to you or left a message, then they are now required to do this by law:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Statute of Limitations by state: http://www.nolo.com/legal-encyclopedia/statut ... hart-29941.html
So where in the post I referred to does it make reference to business debt? Please show me the exact part. As to the rest of your statement, you are simply another one of the pay ur billz idiots that claim everyone who gets a call actually owes money. When in reality it is people like you that have been proven to be the world's biggest dead beat, having stuck everyone from the Pope on down to your mother for money.
Dear Mr. Not Authority..
No where in the OP's post did he/she mention business debt either. My answer to you is in my reply to Annoyed! Suck it up cupcake:
"If it is truly not yours, no one wants to saddle you with it"
What a bold faced lie! You don't give a rats behind if this is legitimately the OP's debt or not. You are an ill educated, hustler who landed in this "business" to support your gambling and drug habits just like the majority of junk debt buyers. You try to scare the children of dead debtors into paying debts they are NOT legally responsible for. I know, because I was one of them. A finance lawyer finally explained the way your "business" works. You and your kind are sad little lot. Here's an expose on who and what you are:
http://www.nytimes.com/interactive/2014/08/15 ... ector.html?_r=1
Read it and weep for your soul.