You most likely have an Ad in Kijiji or Autotrader or some other public listing something like a vehicle for sale. He will call and say he has buyers for the item your selling and that they are a finance comapny. They send you the money and all it costs you is $299. If you fall for it chances are you dont get your money until they charge your credit card the $299 first. Remember the old cliche "If sounds to good to be true..." well its a SCAM. They even mention the name of their website... doesnt mean it has to be their website just cause he mentions it. If you want to donate $299 to the scammer ascociation then here is where you would do it.