Who called from 2054170801

Received this text: "Having a hard time paying your Mortgage?Need help lowering your mortgage payment?Get an Interest Rate as low as 2% Fixed. If so reply HELP.To cancel reply STOP."  Reported to AT&T spam # & to the FCC & DOJ.  I am on donotcall registry & I do not know this texter/caller.

Beware this may be the advance-fee-for-a-loan scam http://www.bbb.org/us/article/ftc--the-truth- ... loan-scams-4689