Called attempting to collect on 15 year old medical bill. This company specializes in buying up uncollectable bills trying to get ludicrous amounts. They quoted me $161,484 on an origional bill of $41,000. Bimbo said "compounded interest from date of default. I suggested she remove her tampon because it was obviously cutting the blood supply off to her brain.
Called attempting to collect on 15 year old medical bill. This company specializes in buying up uncollectable bills trying to get ludicrous amounts. They quoted me $161,484 on an origional bill of $41,000. Bimbo said "compounded interest from date of default. I suggested she remove her tampon because it was obviously cutting the blood supply off to her brain.
Good one. But since she talked to you they are now required to do this:
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
At which point you should:
You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.47 you ever invested). Also send it first class mail in case no one will sign for it. Make a notion of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know including where to report those criminal activities follows:
AMERICAN MEDICAL COLLECTION AGENCY
Posted in: http://800notes.com/Phone.aspx/1-844-505-3328/3
http://800notes.com/Phone.aspx/1-800-804-0057/18
http://800notes.com/Phone.aspx/1-205-476-0995
Website lists their address in Western New York, known haven for criminal debt collectors sanctioned by NY Senator Chuck Shumer: http://www.amcaonline.com/contact.php
BBB gives them an A+ with 1 complaint: http://www.bbb.org/shreveport/business-review ... ord-ny-90026417
Company information listing some of the head criminals: http://www.manta.com/c/mthsq1c/american-medical-collection
It seems the true name of this company is:
Selected Entity Name: RETRIEVAL-MASTERS CREDITORS BUREAU, INC.
Selected Entity Status Information
Current Entity Name: RETRIEVAL-MASTERS CREDITORS BUREAU, INC.
DOS ID #: 446190
Initial DOS Filing Date: AUGUST 25, 1977
County: NEW YORK
Jurisdiction: NEW YORK
Entity Type: DOMESTIC BUSINESS CORPORATION
Current Entity Status: ACTIVE
Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
RETRIEVAL-MASTERS CREDITORS BUREAU, INC.
4 WESTCHESTER PLAZA, SUITE 110
ELMSFORD, NEW YORK, 10523
Chief Executive Officer
RUSSELL FUCHS
4 WESTCHESTER PLAZA
SUITE 110
ELMSFORD, NEW YORK, 10523
Principal Executive Office
RETRIEVAL-MASTERS CREDITORS BUREAU, INC.
4 WESTCHESTER PLAZA
SUITE 110
ELMSFORD, NEW YORK, 10523
Registered Agent
NONE
Other complaints:
http://www.complaintslist.com/medical-service ... lection-agency/
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
File a complaint at the NY State AG's Office here: http://www.ag.ny.gov/http://www.ag.ny.gov/