The Vtext message received by you is indeed a scam. Similar messages are sent to
thousands of phone numbers. Some of those who have account may fall for the scam,
thinking it's a genuine alert. The automated system will ask the victim to key-in, card
number, name, date of birth and even the security code! And at the end of it, it will
declare that your card is reactivated! We should call our banks only at it’s official
phone number which would be at the back of the bank card. Scammers call and send text
messages pretending to be a Bank and will either direct victims to a phishing site or
would try to extract account info over the phone.
This is a scam. They sent a text asking to call 205-490-7688. An automated message will give you the first four digits of a credit card (All cards have the same first four digits i.e. Barclay's Visa Cards all start with 4185) then ask you to key in the final 12 numbers. I don't know what happens after that but am assuming they will ask for more personal info.