i was getting phone calls from new york and alabama but it is the same person all the time saying that i got a payday loan and they are collecting it on the be-half of some company i never heard of,so i told them that if he can prove that got the loan then i would pay but couldn't and keeped on telling me that if i don't pay this soon that police will arrest me on this matter.so i told him that to go and do it but i'm not paying you a dime.they keep calling and the guys name he gave is jay jay but he sounds like he is from india.