Got a call from this number saying it was for a loan they offered me 2000 dollars but I first had to money gram 180$ to them then wait for them to verify it then they would send me 2180. Loan that I would pay back over 12 months period at 180$ month is this legit or a scam please help!
This is one of the biggest scams going. You will never see your $180 again, let alone the $2000. Stay FAR away from this. Don't answer if they call back.
Well, you didn't say exactly what info they had on you, but basic stuff like name, address and phone number are readily available on the Web. Likewise, in some instances, other people you are known to or live with. I have found in my own case, for example, in one instance they listed my cousin, his wife and his daughter as living with me. They don't: they live in another state. In another instance when I lived in an apartment building with over 100 apartments in it, they listed almost every other tenant in that building who had a phone number as "living with me." So the information isn't always accurate, but sometimes it can be.
If they have personal financial information such as your Social Security Number or credit card number, those might have come from a hack at some place where you had a transaction, or from a check into your credit reports. That's always a scary thought. If that's the case, definitely check with all your financial institutions.