I also received a call from this number about lowering my mortgage. After I gave them some information, and started asking questions, they hung up on me. They gave me a website that had a phone number, but all you can do is leave a message. I left one, stating that I was contacting the government. By the way, the caller ID came up as Washington 206-496-0890 and his name was John. The do not call list does not work and never has. I signed up 3 times.
I'm in Phoenix, received call 12-28-12, 3:42p . . . automated message said "Important message about your mortgage. President Obama just signed $75 Billion stimulus package which includes homeowner protection laws. The Gov't is requiring that your mortgage co make your mortgage more affordable. Press 1 now if you are behind on your mortgage pmts, have an interest rate above 7%, have an adjustable rate mortgage or if you owe more than your home is worth. You might be a victim of predatory lending & we can help. You can benefit from the loan stimulus package with a loan restructure. This is not a re-finance. This is not based upon your credit score or your home's value. Press 1 now to speak with a live Restructure Specialist, press 2 to be removed from our list."
I asked who he is with / what company is calling me, he said we are "Home Retention". I said "For who? Wells Fargo? Bank of America . . . ?" He said "We're direct correspondents for all major banks". I said you don't have a company name? He again said "Home Retention". I said "That's generic, but ok". I explained situation (without giving any account or personal information & he did not ask for it) & he basically referred me to work back with my own mortgage company. Apparently they can't help if you really do need it, so basically a big waste of time.
My number is on the Do Not Call Registry and I keep getting calls from this number, yet if one tries to call them back, one gets a message saying that it is a disconnected number belonging to Pacific Telecommunications Group. How can they do that? How can that be? They call at all hours of the day and night and I do not know what to do.