You know it's a scam because they demand money upfront. Which is illegal in most US states. They also want the money wired by
untraceable means. There is no loan/grant.
Please read and memorize the following:
Things to remember about loans offered by phone or e-mail: (Pay attention to item #4!)
Loans
1. No reputable lender will lend you money over the phone.
2. No reputable lender will lend you money by e-mail
3. On-line lenders are nothing more than conduits for another loan scam.
4. Advance fees for loans are always illegal. At least in most American states.
5. If you want to borrow money, go to an established brick and mortar lender that has been around awhile.
6. If you receive a call from someone with an Indian accent either
a. threatening you or
b. offering you something,
you know it’s a scam and you should hang up immediately.
7. These people are predators, the calls are not random, they have information that they have bought from various sources and know your financial history. If you have ever taken out a pay-day loan, they have all your information. They know who they are calling. They like to pick on women, single mothers, the elderly and sometimes members of the immigrant community. Also, those who might be in financial difficulty.
8. Report them here: http://www.stopfraud.gov/report.html
9. And here: http://www.ic3.gov/default.aspx
Congrats! Your loan application has been approved. Call on 206-596-0684 now to process your application and get the loan instantly. Reply STOP to opt out
Congrats! Your loan application has been approved. Call on 206-596-0684 now to process your application and get the loan instantly. Reply STOP to opt out
I too received this exact msg!! DO NOT CALL THIS NUMBER!!! 100% SCAM! IMMEDIATLY STOP!!!
For me thank goodness I figured it out and didn't call.
I got a text message just the same as all of you my credit is bad no one in their right mind would give me a loan but just for giggles I called she with a forion accent told me my name then asked for my zip code now if you know my name then you know my zip code I hung up on them because if they were ligit then they would have already had my info. I've gotten loans before no one asked for money really if you had money to give then you would not need a loan. Predators are all they are.