These people and I use that term loosely, because they are really predators.  They have called me multiple times about either my son or my ex-husband, not sure which because I am a "personal reference".  I have ordered them to remove my phone number and they have told me over and over I am not in the system; however I keep getting these calls.  A Tamira Espinol (sp?) is the latest one.  I have been told that I am a horrible person for not stepping up and paying a family members debt. Well, these two losers, yes my son included, are both adult men, have good jobs and are both addicts.  I have tried to separate myself from them as much as possible.  I have reported the company and phone numbers, yest haven't heard anything on those reports to the IG.  They switch the phone numbers around, but I have kept track of the numbers, times, people that called and days.  They better not mess with me, because I will bring them down.  I have friends in both high and low places if you know what I mean!!!