I received a text message that I qualified for an unsecured personal loan with Ace Cash Express. I have used a company with this name in the past for payday loans. I called 206-701-9638, spoke with a broken english rep. and became suspicious. After all the great benefits I would received he told me to go to the money gram center & have $110 wired to them to verify my account information. If account information needs to be verified this can be done through a conference call with the bank, as I have previously done. If it sounds to good to be true, it is.