They have been calling a lot over the past six months. It's a recording that talks about lowering credit card rates and asks you to press 1 to speak with someone. I've done this twice, informed them that I'm on the federal do not call list, and asked them nicely to remove me from their calling list. They ARGUE with me, and then hang up when they don't get anywhere. What a bunch of scumbags. Reported as a violation.