A Paul Marks has called all of my family members but has never called me. He states to them that he has papers to serve me and has not been able to. When they tell him to stop calling he won't.
a lady by the name of Barbara Jones keeps calling saying they have tried to serve me papers at my home on failed attempts and I need to call her back at a different number from what she called from, that they need my signature on some docs that I owe $360 for a payday loan that I have never gotten, she said they will be filing papers at my court house today then she just hangs up.
some lady keeps calling me from this phone number saying i need to pay 480 regarding a payday loan or some attorneys are going to file charges on me. she won't give me her company name and won't let me speak to a supervisor. i hang up on her and she calls right back.
A Paul Marks has called all of my family members but has never called me. He states to them that he has papers to serve me and has not been able to. When they tell him to stop calling he won't.
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php