I also got a call saying to call this number with my "approval code" for a pre-approved $5000 loan. However the person had no idea who I was (how can I be approved for something when they don't even know who I am) and called my office/lab phone which somehow has shown up on some scammers' logs lately.
Don't get taken in by these kind of things. It's illegal to be asked up front for a "good faith" deposit in order to receive a loan. That's not how legitimate loans work. Do a quick internet search for the phone number or company name (which I was never able to understand, even after asking this telemarketer multiple times) to validate the legitimacy of offers. Never give any personal or financial information to someone who calls you, know the company you are calling and their security practices before ever handing over any identifiable information.
The FTC says here http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm that it is ILLEGAL for lenders to ask for money up-front from borrowers for any reason (processing fee, insurance, whatever). Any lender asking for up-front money is a SCAMMER who wants to STEAL the money you send them and you will NEVER get your loan. There is no loan, it's all a big fat LIE.
. They even told me that the call that was being made was being recorded, and i asked was this forreal or not .How can i report them, and how can i get my money back. Because i was ripped off and i trusted that particular site
I got a call today, a Guy named Chris Martin and he said I needed to.show good faith and send 320. Plus I was scaled yesterday. They said that they could reimburse me half of what I was scammed yesterday. And id get 150. Plus 320 back.