This scammer calls numbers on the national do not call registry in violation of the Telephone Consumer Protection Act. They further violate the TCPA by failing to have an operator on the line when the call is answered, and still further violate the TCPA by playing a recorded message without an operator on the line. Since you cannot get to an operator, the fail to provide a phone number and physical address when asked, further violating the TCPA. Their recording states that the victim can save thousands of dollars per year by changing credit card processing. While this may be true, this is not the service to provide that savings as this is clearly a scam. Do not provide this scammer any personal or financial information.