I received a phone solication from Payday America to apply for a loan. Part of the requirement was to purchase a One Vanilla Reload Network Scratcher Card from CVS to show the ability to repay the monthly installments to meet Federal Trade Commission policy. I never heard of these cards before and purchased the wrong one. I bought a One Vanilla Gift Card. The "loan" I applied for required a $229 proof of ability to repay. I put the money on the gift card, called the rep, Domique Spencer, ext 111 and gave him the information on the card i bought. He took the money, dba Systemcleanup.net, Herndon, VA. When I did as instructed the company withdrew my money from the card and told me it was the first months payment and I still needed to show verification of the ability to pay by putting another $229 on the correct card...One Vanilla Scratcher Reloadable and not the One Vanilla Gift Card. He referred me to the loan approver Brian Spelman, who continued try to pressure me to place another $229 on the scratcher then the loan would be funded. I requested my money be refunded and cancel the loan. The refused to refund my money and hung up on me. I was scammed!!!! I should I known it was a ripoff because the men spoke with VERY HEAVY middle eastern accents giving American names to appear legitimate.
advance fee loans are illegal anyway.. yes you where scammed and no, they are not about to give you anything back. The only option you have now is to report this asap..
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..
I was scammed. I got a call I was approved for a loan told to purchase green dot card for first month proof. Was ripoff for 397.00.Be very careful this scam is bonafide.
I also get a call from the same num but i received the loan amounted $2500....i think u are lying...!!!
You dont blame on this number...and this company...plzzzzzz