Scam call claiming I, or someone who used my name and social security number, took out a payday loan in Miami, Florida and didn't "fulfill" the agreement. Women became argumentative with me when I told her this was a scam and if she was working from an office in Miami, Florida there's no way she would have a 209 prefix, the same as mine. She said I was hiding behind an area code and would have negative remarks as soon as it went to court. I told her several times that she needs to go ahead and just file it and take me to court to which she kept telling me that I didn't want to do that. Hung up on her.