When I answered this caller it was a guy with a foreign accent (maybe Indian) who said he was calling from some kind of "loss department" about our mortgage payments. I was automatically suspicious, seeing that it came up as a cellular call. I asked him what he was calling about & he asked, "Aren't you having trouble making your mortgage payments?" I told him I was not aware that we were, & he asked if I was sure! When I asked him where he got this information he hung up.