SPAM about interest rates. Probably offering no service at all just trying to get account info to steal funds. "Local" sent as the spoofed caller ID but the number is nowhere near local. Call probably originated with overseas organized crime, channeled through a US voip provider using spoofed number ID. New technology soon will remove anonynimty from this little trick. Block before you get the call is my recommendation.
Called as card Services automated message that is voice activated. Anyone else receiving calls fall under Freddie Mac, Ocwen Loan Serving, or Nationstar Mortgage?