Called said his name was mark baker. Said he has a lender he was collecting from for cash central. I never had a loan with cash central. He said they provide loansfor a bunch of lenders. He said that he is having a warrant for my arrest. I asked him to provide the real lender name he said he doesn't have that information. I asked him to send me a letter with the original debit or and amount and them I would pay but I need the proof.
Called said his name was mark baker. Said he has a lender he was collecting from for cash central. I never had a loan with cash central. He said they provide loansfor a bunch of lenders. He said that he is having a warrant for my arrest. I asked him to provide the real lender name he said he doesn't have that information. I asked him to send me a letter with the original debit or and amount and them I would pay but I need the proof.
I wouldn't bother - your caller is a scammer. Debt is civil, not criminal, and even if you defaulted on a loan, you cannot be arrested. Also, the refusal to give you information is another red flag. Per the FDCPA, no one should pay any caller who refuses to MAIL - do not accept email, text or fax - proof that they owe a debt and proof that your caller has the legal right to collect said debt. Refusal to mail this documentation within five days of their initial call is a violation of federal law.
Threatening you with arrest is a violation of federal law, as is refusing to provide you information about the debt. Please do report this loser to the FTC, FBI and your state's Attorney General.
Per Tamianth:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
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To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
For Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..