My husband received an email from a ACS Legal group regarding a loan we never took out. They claim it is with Advance Cash America (which doesn't exist). The real name of a payday loan company is Advance America. There is however a advantAGE cash Service, but is a Tribal loan company. They are ILLEGAL in any state that they do not have a licence in (which I think the only state is OK). If you have ever looked or applied for an online payday loan they will fraudulently deposit money into an account and then charge you like 90% interest (check the small print). They will NOT let you send money order or any payment through the mail, they request you give them your bank information so they can autodebit the account; in which they suck you dry. DO NOT APPLY ONLINE FOR ANYTHING UNLESS YOU KNOW FOR SURE WHO THEY ARE !! This is a complicated situation as because they are "tribal" they can claim they are not held to US laws; so its difficult for agencies to prosecute them ( I know I've contacted several)
I also received an email from them for a bogus loan amount of $639.00.They claim my "social security number has been marked as Red Flag by US government and United Legal Investigation Bureau has stated serious allegations against you and they are: violation of federal banking regulation, collateral check fraud, and theft by deception." United Legal Investigation Bureau is fake just like this claim. What a pitiful life they have to focus on scamming people. Report them to every agency you can think of until one of them finally stops this foolishness.