zomg is a variation of omg (Oh my God). Shills are people who come here trying to make a company look good when there are loads of complaints about them. They're usually lying about their "great" experiences with said company in hopes that people will think they're legitimate.

Edited to add, under this phone number, a BBB search turns up the company name as Greentree Cash Loans. The company listed has a BBB rating of F.