I admit that I may in fact have a few payday loans that are still outstanding. As a result, I have unintentionally allowed myself to be scammed twice. In both instances it was very similar to the calls I have been getting. The "Collection Agency" threatened to have me arrested for fraud, and other things, and said that I owed them (in both instances) around $4-$5000. BUT, if I agreed, and if the representatives supervising attorney agreed then I could get away with only paying $500 (both times) I was told that upon payment the collectors would dismiss the case they had against me, and send me a statement indicating that the debt had been paid, but after not getting from them what they promised I decided to adopt the following policy. The last time I was scammed I asked who the creditor was, and the guy I spoke with told me it could be any one of several hundred companies, and that he did not have that information. Now, here is what I do, and it works some of the time. I call them after they have quit for the day, and leave a message on their voice mail. I identify myself, and give the case number if I have been given one. I then tell them that I have reason to believe that they are scam artists, but I am willing to give them the benefit of the doubt, and tell them that before I even CONSIDER paying this debt I need to have IN WRITING the name of the company I allegedly owe the debt to, and when the debt was incurred, and finally the amount of money we are talking about. Once I have that information, again in writing, I will think about it. Well guess what no one has stepped forward and sent me the information requested. This is stuff we have a legal right to. This clown has called me about six or seven times using different phone numbers. Yes, I did call him late last Saturday. But he calls me again. I say just don't let them push you around. Also, please don't concern yourself over threats to have you arrested. Most of the time they will be in a state other then yours, and even if they could convince their local police to get an arrest warrant, they wouldn't because you will be out of their jurisdiction, and they are not going to try and convince your local, police to get involved because even if a valid debt exists it's a civil matter, which precludes any arrest. As I said, if you have an outstanding debt it would better on your credit report, but if you are unable to pay then they will need to wait till you can.
Got a call saying I have 3 fraud cases against me. That I got a loan online but I never did saying I owe $835. And one point the guy said he appreciate me lol. I think it [***]!?
I admit that I may in fact have a few payday loans that are still outstanding. As a result, I have unintentionally allowed myself to be scammed twice. In both instances it was very similar to the calls I have been getting. The "Collection Agency" threatened to have me arrested for fraud, and other things, and said that I owed them (in both instances) around $4-$5000. BUT, if I agreed, and if the representatives supervising attorney agreed then I could get away with only paying $500 (both times) I was told that upon payment the collectors would dismiss the case they had against me, and send me a statement indicating that the debt had been paid, but after not getting from them what they promised I decided to adopt the following policy. The last time I was scammed I asked who the creditor was, and the guy I spoke with told me it could be any one of several hundred companies, and that he did not have that information. Now, here is what I do, and it works some of the time. I call them after they have quit for the day, and leave a message on their voice mail. I identify myself, and give the case number if I have been given one. I then tell them that I have reason to believe that they are scam artists, but I am willing to give them the benefit of the doubt, and tell them that before I even CONSIDER paying this debt I need to have IN WRITING the name of the company I allegedly owe the debt to, and when the debt was incurred, and finally the amount of money we are talking about. Once I have that information, again in writing, I will think about it. Well guess what no one has stepped forward and sent me the information requested. This is stuff we have a legal right to. This clown has called me about six or seven times using different phone numbers. Yes, I did call him late last Saturday. But he calls me again. I say just don't let them push you around. Also, please don't concern yourself over threats to have you arrested. Most of the time they will be in a state other then yours, and even if they could convince their local police to get an arrest warrant, they wouldn't because you will be out of their jurisdiction, and they are not going to try and convince your local, police to get involved because even if a valid debt exists it's a civil matter, which precludes any arrest. As I said, if you have an outstanding debt it would better on your credit report, but if you are unable to pay then they will need to wait till you can.
Received one today. These fraudsters never give up. I wonder how many people fall for this, call and give a credit card number. It must be a lot because I receive these every week.
Said that I took out a payday loan and verified my social, address, card number, etc....going to have to cancel my card I think. Said I would be summoned to court. I don't know anyone had anything come of this?