Who called from 2107023930

this is a scam.  They use scare tactics by using valid information from your credit report.  I've been taken advantage of once, to the tune of $500.00.....but the second and third time, I knew better, and I turned them into the FBI.

I have reported them the  Consumer Financial Protection Bureau and suggest that you all do the same.
http://www.consumerfinance.gov/complaint/