These people call me daily. I don't know who they are but when you dial their number it's some kind of debt collecting agency. When I finally got through, I listened repeatedly to a recorded message that said I would be transferred to a agent, but needless to say no one ever picked up the phone. I finally hung up without speaking to anybody and they never leave a message. Very annoying! I can't really understand what the recording is saying but I think it's FNTB collections.