It's a total scam. Defaulted payday loans do not magically transform themselves into bad check charges. Debt is a civil matter only. You can't be arrested for an ordinary civil debt. We do not have debtors prisons. In order to be prosecuted for writing a bad check, you have to actually WRITE A BAD CHECK! If you had, the bank would have notified you and if they wanted would turn the matter over the police for investigation. Finally, only public prosecutors can file criminal charges. Debt collectors have nothing to do with prosecutors, or police. Private companies cannot file criminal charges. Period. Go to the local police and tell them what happened. You are the victim of an attempted extortion. They are simply trying to scare you into paying them money.
Fraudulent or Zombie Debt Collectors—Things to Know
If you have received a call stating:
1. You have defrauded a financial institution
2. You owe an unpaid payday loan
3. You have a warrant due to an unpaid loan
5. You will receive a court summons
6. Authorities are coming to arrest you
7. Anything similar to above,
a. Do not give them any information or verify any information for them
b. Tell them you know they are a scam operating illegally and that you are filing a complaint with the appropriate authorities
* File a complaint with the FBI on their Internet Crime webpage http://www.ic3.gov/default.aspx
* File a complaint with the Attorney General for the state you live in
The more information and complaints there are, the better the chance of getting these criminals to stop (or at least reduce the frequency). [abstracted from another site]
They called my fiancé and I today as well saying the same exact thing they told Sam but couldn't give us any information about what "loan" we took out and said now my fiancé has 4 felonys pending on him unless we sent them 500 dollars immediately. Little did they know my father is SAPD and I gave him the number had he called back and the whole process and the way that "Christopher Mills" was explaining things to my dad made no sense and he wasnt even handling like a real debt collector is supposed to. Basically this is a fraud company tryin to call and scare people into sending immediate cash to them, but the issue is being taken care of as we speak and the detective has been notified and police reports are being made. Ignore them when they call you with the threats and extra bs because its definitely fraud
I just got a call this afternoon from the same number and they said that they are submitting my paperwork to my state attorney's office because of a debt i owed in 2012. They wouldn't tell me exactly what pay advance company it was (i actually did use 2 companies back then and though the loans were paid). They told me that their client is filing paperwork today for a warrant for my arrest and that i didn't have sufficient funds in my checking account when they tried to withdraw the money. They said that it is going to be a criminal case. They TOLD ME my drivers license number, make & model of my car and that my car is also going to get repoed. I was freaking out and asked what i need to do to settle this issue and they said that i originally owed a balance of $400 but i will need to pay $1,243 over he phone. i continued to ask for them to fax me paperwork because they said they tried to reach me several times. They then hung up on me. I called back and asked for a different person and spoke to "Richard". He rambled the same thing and then i asked for their address because i need to get my attorney involved. Because i was upset (not yelling but in a freaked out voice), he said that he won't give out their address because he is in fear for the office personnel's lives the way that i'm speaking to him on the phone. I then said in a very calm voice. O.k. I'm calm so just give me your address so i can give this info to my attorney and said that he is going to hang up on me because i'm being difficult and they already processed the paperwork to have me arrested.
210-852-2860 keeps calling and sayong they have two felony warrants against me and habeus corpus and affidavit and other legal terms.Police and FBI will be notified. its a scam out of san antonio texas.
Talked with a woman not a lady for sure. Said I had charges against me from payday loan. Never done that. They had my address but would not send info. I told her to mail info to me why I called the police and give them the number. She hung up.