Aw dickiema,you work for credit1. Its shameful the way you use an information site to call people names like stupid or irresponsable. in these days, with business up & down & cutting back. I got bad credit, no account with this org. & get calls. Due 2 economy, my hectic job doesn't exist & had to settle for 70% reduction in pay. Now credit 1 calls me. Screw them. Screw you. 'Not grown up' u say. This immature stupid irresponsable deadbeat will rip dickiema's head off if ever we meet in person. To everyone else, my appologies, have a better day.