Yes, I just did today. They said I owed money to some PayDay Loans back '08 and the company seeking restitution has hired them to track me down. - I owed nothing by the way.
Yes, I just did today. They said I owed money to some PayDay Loans back '08 and the company seeking restitution has hired them to track me down. - I owed nothing by the way.
Yes, I got a call from the same company saying I owed PayDay loan from back in 2008. They threatened me with garnishment. I had received another call from another company pretending to want money. I also owed nothing to anyone. The best thing to do is start laughing at the laughing at them. It gets them very mad. Then I tell them where to stick this call and the money they claim I owe.
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number. Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Yes This guy called my relatives, spoke to my mom, said his name is Chris Johnson from civil claims. Said he was from Sacramento Ca. The phone number is 213 286-0107, scam.
This company has been calling me for months. This time it's "Mr. Davis" calling about an urgent legal matter in the State of California. No company information, just the above phone number and ext 3006.