Been in the same boat you're in...for over 20 years. Don't take them seriously because these are the lowest form of scum. Better yet, blow off all your bills (except a mortgage, if you have one). All these idiots can do is keep calling you, so never answer the phone.
Answered the call and some guy named Paul said I owed $12,000 from a lawsuit in Iowa! I live on the West Coast and never visited Iowa. When I told him this he threated to report me to the Feds for fraud. What a scam!!!
Sounds like a Persian, Iranian or Russian shakedown scam. Their phone bank is probably a boiler room filled with welfare mothers and gang members reading from a script. Hope they call some Muslims who find their address and pay them a visit. KA-BOOOOOOM!
First they claimed to be FedEx with a bad package label--said had package with rebate check and asked for info. Gave me return address Peerless Communications. How would FedEx know what was in package?
Called FedEx directly. no such package.
Then they called claiming to be sender, "Peerless Communications" with rebate. I asked for more info on company. The said mistake and hung up. Then got call claiming to be VerizonCustomer service. I never had account with that company.
Then I called Peerless Communications at the phone no. of Peerless call and asked for accounting dept. Guy acted puzzled, said he was one-man company on eastern US (wrong coast) and his website showed local commo installer company.
Finally found this site. I have no past due bills, lawsuits, or outstanding judgements. Looks like a scam to me.