Person who barely spoke English left message telling me to call the 'very second' I receive the call or 'good luck' to me. Hmmm, sounds like a threat to my well-being. I think it's NCO financial calling me at work. That will stop soon. I filed grievance with attorney general. These people work on commission, collecting repayment on debt they purchased from hospitals. Scum of the earth. If I owe debt I will make arrangements with the person I owe, not some bottom-feeding collection agency.