Yep, scammer. I was actually home for a change when this call came in and was able to press 9 for "more information"...when I too got "Chad", he gave me the same schpeil. When I told him I didn't have a credit card and that I thought this was a scam, he started with the name calling and profanity. I hung up, of course.
Woe betide the people that actually fall for this crap.
I received a phone call with an automated message. When I called back they had another automated message offering to put me on a do-not call list. The message says this may take up to a month. I have systematically pressed "1" to get on this do-not call list for approximately a year, yet I still receive these phone calls.
I've been receiving calls from this and another number of the same company which is 213-710-8112. I've just tried to be removed from call this. We'll see.
I recieved a automated bunk insurance call; it sounded like a telemarketing ploy, so I waited on the line for a representative to tell them to take me off of their list. I was connected with a representative by the name of Chad, I courteously asked Chad to take me off of his list and he hung up on me. I called back - it was an automated "take me off of your call list prompt", but that was my only option. It is as if this bunk company knows that their representatives are rude, they are trying to take your money, so there is absolutely no way to contact them back. I looked up their company name on Google and all I got was an imigration dept. insurance type company. IT IS A SCAM!
They called everyday while at work. I finally answered this morning because I had the day off.
It was a recording which said, "This is an offer for your credit account. Press 9 for a lower interest rate." I pressed it and was connected to a man who said, " Did you press 1 for a lower rate". I said "Yes, who is this? Which account is this about"? He then says, "Do you have a Visa or Mastercard" and I said Yes, what is this about. He then says, "Do you owe at least $4000" I said, "No" and he hung up on me. This must be some sort of debt collection scam or maybe debt reduction.