This is definitely a scam. My mother was approved for the loan. Then they asked for a $175 insurance fee to be paid on iTunes cards. Ever trusting her, she did it. Then they called back and wanted a $250 payment for taxes on the loan. That's when I got involved. Most of the awful things they said to these other people and how they treated them was definitely given back ten-fold when I called to talk to "Patrick" and "Jennifer". What is wrong with people these days. Get up off your lazy [***] and earn your money the way we honest people, that just need a little help every once in a while, have to do. I hope this helps the next person.