This is a SCAM. At the end of the automated message regarding "lowering your credit card rates" it encouraged me to push one if I'd like to lower my rates or two if I'd like to be removed from this list. I pushed two and got a representative anyway, so I asked him who he represented and he replied VISA USA and MasterCard. So I asked him what bank, and he replied Bank of America, Citibank, and someone else I didn't catch. I then mentioned that we were on the DO NOT CALL list, but knowing that an "existing relationship" could provide an exemption, I asked WHICH of my banks had given him our number. He hung up. I'm going to suggest these telemarketing organizations as potential sites for our next training exercise.
Sarah's Art Gallery called from 213-627-0060 announcing they were with "account services" and that to lower interest rates.... I hung up. I don't have an account with Sarah and her art gallery.