i need to know for sure is this PHONY? AND WHAT can be done about it?....and if u know anything about it please I MEAN PLEASE REPOST... I WILL CHECK BACK
This company has called/harrassed me for months now trying to convince me/themselves that i owe them $200. When they call they ask for "Quinton"(not my name).I tell them i am not Quinton and dont even know a quinton and to please quit calling me. thats when "Alex" (supervisor) says theres money involved and theres no way to prove im not quinton. basically accusing me of lying about who i am. I asked for a physical address so I can come down to visit in person w/i.d to prove it. He would not give me an address or a call back # which shows how shady of a company they are. below is info. from the BETTER BUSINESS BUREAU website about this company- THEY RECEIVED A RATING OF (F).
check it out for yourself and make your own judgement. they have called me from 213-555-5555. A number that cannot be called back! -What reputable company calls from a obfuscated(fake) number, doesnt give you a physical address.(A p.o. box is not a physical address-just a mail box at a post office.) , and a website that doesnt have contact information? THIS IS A SUSPECT OPERATION-IF I NEEDED A LOAN I WOULD NOT USE THIS COMPANY UNDER ANY CIRCUMSTANCES. this is the info ive found out about them. I hope this will help you make a educated decision about this company. AND TO "QUINTON"- F.U. FOR GIVING THEM MY NUMBER A$$hle
BBB Reliability Report for
A2BCash.com
F
Rating Explanation
If you have a dispute with this company, you may file a complaint. The BBB will try to mediate the dispute through our complaint process.
Company Profile
A2BCash.com
P.O. Box 773
Los Angeles, CA 90078
http://www.A2BCash.com
Business Start Date: N/A
Company ID: 100071201
Nature of Business:
This company's business is issuing payday loans.
Complaint Experience
Bureau Summary and Analysis of customer complaints and company responses:
Our complaint history for this company shows that the business has not responded to customer complaints brought to its attention by the Bureau.
Accreditation
This company is not an accredited business. This fact does not disparage the company in any way.
BBB Comments and Analysis
Bureau's Comments and Analysis of Company's Business:
We have no further comment about this company's business practices or analysis of its offer that may assist you in your consideration of this company.
Complaint Closing Statistics
The following grid displays the number and responses to complaints over the last 36 months:
No. of Cmpl Type of Response
0 Making a full refund, as the consumer requested
0 Making a partial refund
0 Agreeing to perform according to their contract
0 Refusing to make an adjustment
0 Refuse to adjust, relying on terms of agreement
7 Unanswered
0 Unassigned
7 Total
Government Actions
We know of no government action taken against this company.
Licensing
Agency:
License Number:
Status:
We know of no licensing or registration requirement for companies engaged in this company's stated type of business.
> View All Licenses
Other Considerations
We know of no other matter or practice relating to this company that may assist you in your consideration of this company.
Advertising Review
No questions about the truth of this company's advertising has come to our attention.
there number is 1 800 986 1251. my husband has a $200 loan with a2bcash.com and its hard because the only option you have to pay your loan back is to pay in full or to pay the fine. We have had to extend 21 times so far equaling up to $1008 just in fees! We called to see if they were willing to work with us and they are not. I live in missouri and each state has laws for payday loans. They are not allowed to loan money to people if they dont have a license in the state where the customer lives but they dont care also in the state of missouri as i have learned in the past 2 days is that :
Missouri State Information
Legal Status: Legal
Citation:
Mo. Stat. Ann. § 408.500 et seq.; Mo. Code Regs. Ann. Tit. 4 § 140-11.010 et seq.
Loan Terms:
Maximum Loan Amount: $500
Loan Term: 14-31 days
Maximum Finance Rate and Fees: Not Specified (No borrower shall be required to pay a total amount of accumulated interest and fees in excess of 75% of the initial loan amount on any single authorized loan for the entire loan term and all authorized renewals. Otherwise, interest is set pursuant to small loan law which provides that parties may set rate by contract.)
Finance Charge for 14-day $100 loan: $75
APR for 14-day $100 loan: 1980%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified
Rollovers Permitted: Six (borrower must reduce principal amount of loan by 5% or more upon each renewal)
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: NSF fee; Collection costs (including court costs and reasonable attorney's fees) Licensee cannot use a series of ACH transactions to collect a single check.
Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker)
What does this mean?
Internet based companies do need an MO license.
New laws may be coming soon.
Fees and interest can not be more then 75% of total loan amount.
6 rollovers are allowed.
No criminal prosecution for closing your bank account.
filled out a online loan app, when they called me they told me to go to the website and finish my info, when i go to log in while on the phone with the guy my log in would not work and i tried 4 diffenrent times he said someone would have to call me back never recived a phone call back appox 30 mins and when i call the number the phone just disconnects me and did a reverse look up and says its tmobile cell so i called them she called the number did the same thing to her so she checked the number and it is not a tmobile number. great now im screwed!