The heffers keep calling me at all hours. 27 calls in 24 hours and I never once have filled out any kind of request. They are asking for the lady who had my number before me. I called them and asked nicely for them to cease and desist. No dice. Today I got called every half hour. I am going to the attorney general with this.
These people called me today said the same as others report... 3000 loan but added tjat i must prove i can pay it by depositing money equal to my monthly pmt amd its refundable etc... $177 Im no g en ius but im not completely stupid. Whats the scam? Do they just drain that $177 and vanish?
Read this:
"It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver."
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
If you or a friend need a loan, you really should read this:
http://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor
In fact, the more you need the money, the more urgent it is to read that information!
Protect yourself!
Recognize that NO legitimate company is going to offer you a loan, without their doing some background / credit checks on you, and they WILL generally need a snailmailed, signed contract.
Yes, if you send them up-front money, it WILL disappear!
If you or a friend fell for the scam, please try to educate your other friends. The only way to stop these scams is to cut off their source of money!