Automated sales call, pauses at the beginning by only saying "Hello?" in order to get you to say something. (Their system is set up to start only after reaching a caller.)
After you speak, it launches into a sales call for auto insurance.
Who would EVER buy something from this underhanded, annoying approach?
Instead of buying insurance from then, I will do everything in my power to ensure they go out of business. They are wasting people's time and money.