How stupid people can be? They call me today to tell me I got some "cash advance" from ACE (A Cash Express) in my town. First we don't have this type of stores in my town, second I just refinanced my house and got credit cards recently. How could I refinance my mortgage or be approved for credit if I had some kind of loan out there? Besides I check my credit report quite often.
Sorry Mitzi but I believe you work for them, or maybe you are the person that called me this morning, a Sandy Davis.
These crooks will robo-call your phone and claim to take you out of their system the only info they will give you is that their name is Stern and Associates. They wont tell you their address of their company, or even that they are a collector they are simply fishing for information. What ever information they are able to get they will go with it when I mentioned the FDCA the lady tried to get volgur and Rude and set good bye !!! I wouldn't pay them any mind request Validation through letter format they are nothing more than a pond for the company that buys debt in a portfolio of other debts well over the statue of limitations.