I got a call from them to my cell phone at 3:16 PM, stated themselves as Ashley Martin, on my voice mail. I saved the message, I called the number she left for me to call 877 828 7254. Called them back, spoke to a man who didn't state his name, told him that I didn't owe any loans or debts or anything like that, & all he said was that he'll email Ashley Martin & tell her that she may have dialed the wrong number. Watch them call me again. Funny thing was that she didn't leave a message for a specific person. This is definitely a scam.
Caller left message claiming I had contacted them and that they could drop my credit card rate to as low as 1.9 and "since I was only making minimum payments" this could save me all kinds of money. So, two lies, I had not contacted them and I do not make minimum payments on anything. No name showed in caller id.